Imagine having a personal assistant who never sleeps, knows your shopping habits, and can handle boring tasks like grocery shopping, booking flights, or finding the best laptop deals. That’s the future Visa is working toward — by letting artificial intelligence (AI) agents use your credit card for shopping.
Yes, Visa wants to make it easier for AI assistants — like ChatGPT successors — to not just recommend stuff, but actually buy it for you. All you have to do is set a budget, add a few preferences, and the AI takes care of the rest.
And how does that work? By giving these smart agents access to your Visa credit card.
Visa just announced a new collaboration with top AI companies including OpenAI, Microsoft, Anthropic, Perplexity, and France’s Mistral. Together, they’re figuring out how to connect AI tools with Visa’s massive credit card payment processing network.
They’re also working with IBM, Samsung, and Stripe to make sure these AI agents not only find what you want but actually pay for it securely.
Until now, most AI tools were good at chatting or giving advice. But when it came to making a purchase, they'd usually say, “Here’s what I found — now you go buy it.” Visa wants to fix that.
“AI agents are great at finding things, but they hit a wall when it comes to credit card purchases,” said Jack Forestell, Visa’s chief product and strategy officer. “That’s why Visa is stepping in.”
Visa plans to help AI agents handle the toughest part of shopping online — paying. And they want to do it in a way that’s secure, convenient, and controlled by you.
You’ll be able to set clear limits, like “spend up to $1500 on any airline” or “stick to my weekly grocery budget.”
If you’ve ever thought, “I need a Visa credit card” that makes life easier, this might be what you were waiting for.
Want to take advantage of this? You might want to apply for a Visa credit card now to be ready for the future of AI-powered spending.
Visa doesn’t expect AI to take over all your shopping. Some experiences, like browsing luxury items, are fun and personal. But for chores, like reordering household items or planning trips, AI is perfect.
Imagine saying, “Find me the best price on running shoes and pay off credit card with credit card if needed,” and it’s done.
AI agents working with Visa could even learn from your past credit card purchases — with your permission, of course — to make smarter, more personalized recommendations.
Whether you're using a credit card of America or looking to get a Visa card, this new technology could be a game-changer.
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